✔ DO's
- Read SID / SAI / KIM of the scheme before investing.
- Complete KYC (CKYC / KRA) and risk profiling before your first transaction.
- Invest based on your goals, risk appetite, and time horizon — not on tips or short-term noise.
- Review your portfolio at least annually with the distributor.
- Check your Consolidated Account Statement (CAS) regularly for all folios.
- Keep your bank details, PAN, address, and nominee updated.
- Use SCORES (https://scores.sebi.gov.in/) and SMART ODR (https://smartodr.in/) for unresolved complaints.
- Ask questions about scheme risk, exit load, expense ratio, and commission before investing.
✘ DON'Ts
- Do NOT invest without understanding your own risk profile.
- Do NOT share OTP, password, UPI PIN, or login credentials with anyone — including our staff or purported AMC staff.
- Do NOT expect guaranteed returns from any mutual fund scheme.
- Do NOT invest above your risk ceiling; if you choose to, the transaction will be execution-only with a written unsuitability acknowledgement.
- Do NOT ignore unsuitability communications — read and sign them carefully.
- Do NOT decide based on past returns alone — past performance is not indicative of future returns.
- Do NOT fall for schemes or impostors promising unrealistic returns or quick profits.
- Do NOT transfer money to personal accounts; only use AMC-specified bank accounts or the BSE STAR MF platform.
Investor Charter — Our Commitment
- Act in your best interest per the AMFI Code of Conduct.
- Conduct risk profiling before any scheme recommendation.
- Disclose all commissions transparently.
- Not guarantee any specific returns.
- Resolve grievances within 15 working days.